On a medium flame in a saucepan, stir together the skim milk, half and half, condensed milk, vanilla & bring the mixture to a gentle boil.
Reduce heat & add the chocolate chips,whisk gently till the chocolate starts to melt.
Add cornstarch and water and then add it to the milk solution till the soup is thick and smooth.
Dollop the marshmallow creme on soup.
Enjoy with your loved ones on this beautiful Valentines Day!!